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2019年2月12日(火)15:30~17:30
公益財団法人アジア成長研究所 6階 会議室
(北九州市小倉北区大手町11-4 北九州市大手町ビル「ムーブ」6階)
無料
発表・資料ともに英語
葉 聰明(YEH, Tsung-ming)
九州大学 経済学研究院 経済工学部門 教授
テーマ:
「How financial literacy can contribute to retirement savings: an empirical research」
概要:
This study aims to provide empirical evidence on the mechanisms through which financial literacy may be associated with the behaviors of saving for retirement, in the three phases of decision-making process – information perception, information search and evaluation, and decision-making and implementation. Empirical results indicate that, after accounting for various control variables, financial literacy has significantly positive effects on one’s awareness of post-retirement financial needs, comparing with alternative products when making significant financial decisions, displaying less behavioral biases, planning for and successfully securing post-retirement funds, and experiencing fewer financial disputes. The results can provide explanations for the findings of previous studies as to why people with higher financial literacy accumulate greater net wealth, make wiser financial decisions, or are more likely to invest in the stock market.
◆詳細 [PDFファイル]
更新日:2019年1月28日
カテゴリ:セミナー